As you look at other proposals, we recommend asking a couple of important questions:
Is my builder fully licensed and insured?
And if not:
Am I comfortable taking on the responsibility and risk that can come with that?
With a Fully Licensed and Insured Builder Like Greiner Buildings, You’re Getting:
- Proper engineering and construction that meets local building codes and standards
- Protection from job shutdowns or delays that can occur if a builder is not properly registered or insured
- Builder’s risk insurance that protects materials and progress during construction from storms, theft, fire, or other unexpected damage
- Liability and workers’ compensation coverage that protects you if someone is injured on your property
- Experienced crews with on-site oversight focused on safety, quality, and doing the job right the first time
- Clear accountability for workmanship, timelines, and long-term performance
- A builder with over 35 years of experience delivering reliable post-frame buildings
When Those Items are not in Place, the Risk Often Shifts Back to the Property Owner. That Can Mean:
- Projects being paused or shut down mid-build by local authorities
- Paying out of pocket for damage that occurs during construction due to storms, theft, fire, or other unexpected events
- Being responsible for medical bills or property damage claims if an injury happens on your site and the builder does not carry proper insurance
- Workmanship issues that surface later such as leaks, structural concerns, or premature repairs Credentials, licensing, insurance, and accreditation are not extras. They are the foundation of a responsible build.
It is also important to know that insurance carriers can reject claims if an unlicensed or uninsured builder was hired. That can impact defect claims, structural coverage, long-term insurance on the building, and even resale value.
At Greiner Buildings, we are also proud to be an NFBA accredited builder. That accreditation reflects proven building practices, proper documentation, and a high level of professional accountability. The right builder does more than construct a building. They protect your investment, your property, and your peace of mind.
Choosing a licensed, insured, and code-compliant builder is especially important for property owners building in Iowa and Illinois, where licensing requirements, permits, and code compliance directly impact project approval, insurance coverage, and long-term building value.
Frequently Asked Questions
Why does it matter if a builder is licensed and insured?
Hiring a licensed and insured builder helps protect property owners from liability, code violations, construction delays, and uncovered damage during the building process.
What risks do property owners take when hiring an unlicensed builder?
Property owners may become responsible for injuries, property damage, and repairs if a builder does not carry proper licensing or insurance.
Can insurance companies deny claims if the builder is unlicensed?
Yes. Insurance carriers may deny claims related to defects, damage, or structural issues if an unlicensed or uninsured builder was used.
Does hiring a licensed builder affect resale value?
Yes. Buildings constructed without proper permits or licensed contractors can face issues with insurability, resale value, and buyer confidence.